Free OBBBA Compliance Tools

Everything you need to understand and prepare for W-2 tip and overtime reporting under the OBBBA. No signup required.

W-2 Penalty Risk Calculator

Estimate your IRS penalty exposure for W-2 reporting errors. See costs across all three penalty tiers and compare against TipFort.

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TTOC Code Finder

Search and browse all 70+ Treasury Tipped Occupation Codes. Find the correct TTOC for your employees by job title, category, or keyword.

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Do My Tips Qualify?

Walk through an 8-step decision tree to determine if your tips qualify for the OBBBA deduction and which W-2 box code applies.

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OBBBA W-2 Compliance Checklist

Get a personalized action plan for W-2 compliance based on your industry, employee count, and business setup.

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SSTB Determination Tool

Determine if your business is a Specified Service Trade or Business (SSTB) and which W-2 box code (TP vs TS) applies.

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Why These Tools Exist

The One Big Beautiful Bill Act (OBBBA) introduced new tax deductions for tips and overtime in 2026 — but it also created reporting requirements that most employers have never dealt with before. W-2 forms now require Box 12 codes (TP for qualified tips, TS for SSTB tips, TT for overtime premiums) and Box 14b TTOC codes that identify each employee's tipped occupation.

Getting any of these fields wrong triggers IRS penalties of $60 to $680 per W-2 form. For a business with 20 tipped employees, even the moderate penalty tier means $6,600 in fines. These free tools help you understand the requirements before you start tracking — so you can assess your penalty risk, find the right TTOC codes for your team, determine which tips qualify for the deduction, and check whether your business is classified as an SSTB.

Each tool runs entirely in your browser with no signup required. When you are ready to start tracking tips and overtime for real, TipFort automates the full compliance workflow and generates export-ready W-2 data formatted for Gusto, QuickBooks, ADP, or any generic payroll system.

Ready to automate your compliance?

TipFort automates tip tracking, TTOC classification, cap monitoring, and W-2 exports — so you can focus on running your business. Free during early access with no credit card required.

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Need the rules first? Browse the compliance blog for filing guides, state wage updates, and Box 12 or 14b walkthroughs.